Pocket Money Transfer How?

All information about Good Money Pocket Money Transfer, Good Finance E-bank and Good Money Pocket Money Transfer is provided in the following article.

Enpar is today (November 15, 2017) has been brought Ramada updated, so now announcing the availability of E-bank pocket money transfer transactions. So, which has also improved in iOS and Android applications, has activated the pocket transfer feature for all its users. Well Good Finance E-bank How? Pocket Money Transfer process is done?

What is Pocket Money Transfer?

What is Pocket Money Transfer?

Pocket Money Transfer, also known as E-bank, is a money transfer transaction carried out over electronic media. When looking at the overall bank providing services in Turkey appears to be made of the mobile remittance transactions.

In order to make a money transfer in this way, it is enough for you to have an internet banking at your bank and a cell phone number on the opposite side. Your bank may request a small amount of commissions from you during the money transfer transactions, also called E-bank. On average, this amount is around 2-3 TL.

Pocket Money Transfer How?


We are entering the Money Transfer section. We have an option to enter the IBAN area and send it to Mobile Phone just below. By selecting the Send to Mobile option, we are typing the other party’s Mobile Phone number. If the shipment process is not withdrawn from the ATM without a card within 1 day, the entire amount you send will be returned to your checked out account. Good Finance does not require any additional information other than a cell phone. You can only trade by mobile number.

As in other banks, an SMS will be sent to the other party as a result of your transfer. With the reference code or password in this SMS, the counterparty can withdraw money from the ATM without a card. As we said, the money will be returned to you if you don’t shoot.

You can send minimum 20 TL and maximum 1000 TL to the other party

You can send minimum 20 TL and maximum 1000 TL to the other party

These amounts are the limits that can be withdrawn from the ATM without a card. It is not possible to trade above these limits. However, you can process 2 times as 1000 + 1000 TL piece by piece, and you can make shooting with 2 different reference numbers.

Since this transaction is a new transaction, it can only be done through Mobile Application for now. With the upcoming update, we can say that it will be available on the website.

Distinction of indebtedness

A detailed examination of the role of indebtedness on growth involves distinguishing two debts:

1) the debts weighing directly on the growth, because it is the households, the companies or the public administrations which contract them, we will speak about them of nonfinancial debt;

2) debts of the financial sector made up of the debts of the financial companies, the issues of units of the mutual funds and the shares. We could challenge the amalgam of mutual funds and shares under the term debt. The important thing is for us to bring them together so that we can better differentiate them. Let’s examine our two curves.

It is very important to note that the ratio of non-financial debt to GDP reflects the following fact: between 1987 and 2000, GDP was not stimulated more and more by non-financial debt, GDP / non-financial debt ratio. stay flat during this period.consol

On the other hand, the ratio of non-financial debt to GDP plays a leading role in the rapid increase of non-financial debt in growth since 2001, the curve of the ratio of non-financial debt to GDP is sharply above.

The economic system has overhauled well since 2000 at the risk of a slowdown in growth in the US. The lower correlation between declining productive investment rate, saturation of service markets replacing industry (etc.) is verified.

Non-financial indebtedness by artificially pulling growth from above allowed all of these phenomena to be obscured. The crisis has made them resurge in the form of real mass unemployment, a sharp slowdown in growth and massive indebtedness driven by public credit.

We also note a very interesting correlation between the phases of financial debt reduction and the periods of recession after 2000. American capitalism and its crises, therefore, changed very much after this date.

Before studying this phenomenon of correlation between crises and the vagaries of financial indebtedness, one thing has to be noticed. Since 2009, non-financial debt does not seem to stimulate as strongly as before growth. The ratio of non-financial debt to GDP has been flat since 2009, with poor growth no longer benefiting from a growing debt-non-financial / GDP ratio.

This could bring water to the mills of Keynesians who could argue that the indebtedness of non-financial economic actors is not strong enough to revive activity.

The contribution of different indebtedness to the growth of GDP upsets this thesis: The state had to come to the rescue of household debt to support the activity.

The increase in its contribution to growth is considerable, as it doubled its total financial debt and market debt in record time (2008-2013). These margins are now restricted. The contribution of indebtedness of non-financial companies should not be misleading. This long-term increase is accompanied by declining productive investment rates.

Non-financial firms do not borrow money to accumulate productive capital; in this case, this debt would be a positive contribution to growth; nonfinancial corporations accumulate financial capital to withstand the pressure of interest paid and dividends served, a very large accumulation of financial capital, they manage to reduce the pressure of the financial system on them by improving the balance of their income (Interest and dividends received – Interest and dividends paid).

One can imagine increasing the federal contribution to support economic activity, but in this case, the expenditures should have been higher in the past and/or in the future. The federal state does not have the means: contrary to a commonly held idea, the United States cannot borrow as far as the eye can see. Since 2011, the Fed’s support for the consolidation of debt and the maintenance of interest at a reduced level perfectly illustrates the existence of a limit on federal indebtedness.

Federal debt has been slowing since 2011.

The distinction between the types of debts makes it possible to show what determines the crises and the contractions of the activity. At least until 2008, the phenomenon of rising financial sector debt to financial firms has the same function as the debt of non-financial companies. This debt and its evolutions are not correlated with the crisis phases.

The true correlation between indebtedness and crisis phases emerges when considering issues of mutual funds and shares. It is the developments in the net issuance of these two forms of debt that are correlated with the crisis. When we talk about debt, we mean the term in a broad sense: a stock is compared to an obligation a permanent debt whose return varies with the volume of dividends reported in securities. Mutual funds are funds invested in securities.

The question then is who holds these debts. In the United States, the holding of stocks and investment funds is massively concentrated in the hands of Top Ten household funds. The correlation we see is a correlation between the drop in issues and the value of financial assets and the contraction of share issues and mutual fund shares.

Seizures, therefore, have as their obvious motive the value of movable heritage. This value is at the heart of the millennial crisis that has not seen a fall in housing values at this time due to the active role of Fannie Mae and Freddie Mac’s GSEs in supporting property prices. This role was no longer playable in 2008 – they were bankrupt – it is the income and real estate that led to a drop in consumption and a general slowdown in the economy.

This fall was offset by social spending which boosted household consumption by 2 percentage points of GDP. What then explains, in a regime of overgrowth, the correlation between the fall in the value of financial wealth and the contraction of economic activity? It is the contraction of the consumption of the rich that causes the economic slowdown, and this slowdown then weighs on the consumption of all the other households which undergo and accentuate recessions.

It is the rich, whose incomes have steadily declined, who, by the fall of their consumption, is the determining factor in the gravity of the crises; the whole economy follows.

Small loans with bad credit -Get fast small loans for bad credit online

Read more about taking out a credit via the internet without complicated conditions or application procedures in this article.

Borrowing money from regular lenders has become increasingly difficult in recent years. This is mainly due to the credit crisis. Fortunately, there are alternatives: you can, for example, also borrow from independent lenders on the internet. They want to keep borrowing small amounts accessible to everyone and therefore omit complex conditions and application procedures. Read more about borrowing without barriers via lenders!

Get fast online loans and bad credit

The lenders on the internet enable you to always borrow a small amount quickly, even if you do not have all the necessary documents. These conditions are not included in the legal conditions for credit and can, therefore, be omitted without safety risks. Whether a provider uses a credit check and mandatory papers is a choice and online lenders choose to keep their application process as simple as possible. Check out PaydayChampion if you only need a small loan. The chances are that you can quickly borrow money through this provider!

Conditions borrow money online

The fact that online loans are much more accessible than regular loans does not mean that there are no conditions attached to these online loans. Also with these loans, you must at least take into account the legal conditions and additional conditions may apply. Therefore, you should always read in carefully and take responsibility for the loan, as credit checks and paperwork are usually omitted. Some things to keep an eye on:
– It is not wise to borrow from providers that are not officially registered
– Please note that you can only borrow small amounts
– Calculate in advance whether you can have the borrowed money available again on time
– Read what other people’s experiences are with a specific loan or loan provider
– Compare various providers online for the best fitting loan

A small amount of money online

For security reasons, it is generally only possible for these providers to borrow small amounts. A small loan means loans of up to about 1000 euros, although the exact amount to be borrowed can differ per provider. Borrowing 100 euros for groceries, 500 euros for a new phone or 900 euros for investment is in most cases directly possible with these providers, but always contact us to inquire about this in case of lack of clarity.

That way you can also borrow money online

In short, if you are (temporarily) unemployed but need extra money quickly, it may be interesting to opt for a loan on the internet so that you can arrange this quickly. Because paperwork and complicated application procedures are not available, you can immediately receive a message and often have extra money on the same day. View online the possibilities to borrow extra money today!

News ZDF WISO Tip: How to manage the investment with stocks and funds

News ZDF WISO Tip: How to manage the investment with stocks and funds

Monday, 13.03.17 , written by Anja Schlicht Although no significant returns can be achieved with traditional investments such as overnight money and fixed deposits, the number of people investing their money on the stock market is stagnating at around nine million people. The stock market does not mean gambling and losses. The current ZDF WISO tip shows that investing in shares can be a

ZDF WISO gibt wichtige Tipps zur Geldanlage mit Aktien

Investment in the stock market easily explained

Current accounts with interest rates are now an exception, money market accounts are barely making any profits, and even the yield on fixed-term accounts can not satisfy investors. Although many savers know that they are losing money rather than gaining money with classical investments because of inflation, most of them are staying away from the stock market with its return opportunities. Just nine million people invested in the stock market in 2016. Two reasons for the reluctance could be the complexity of the stock market and the fear of losses .

Laypeople do not need much knowledge to get more out of their money. As the current ZDF WISO tip shows, good advice, a cost comparison and the selection of suitable passively managed funds are important for this goal. In the case of the latter, Stiftung Warentest, among others, can help with its regular fund tests.

Open Depot – Compare Costs

Anyone seeking to invest in the stock market should decide whether to buy individual shares or invest in funds . For beginners in the field it makes sense to bet on funds. As the saver’s money flows into several stocks or bonds, there is a risk of losing money. Stiftung Warentest recommends beginners a deposit of at least two funds – an equity fund for the return and a fund of safe assets such as a pension fund. Where savers open their custody account is up to them. A cost comparison, however, quickly shows that especially online banks offer more favorable conditions than branch banks , so ZDF WISO. Savers who want to go public need a deposit account for their investment.

  • Our service for you
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Index Funds: The simple way of investing in the stock market

Investors can also save money when selecting funds. Via passive funds “money can be invested in the stock market in a particularly easy and cheap way,” says ZDF WISO. For these index funds or investments known as ETFs track stock indices such as the DAX. In the case of actively managed funds , on the other hand, a fund manager tries to achieve a return above the market average by deciding which shares to buy. “In reality, however, at least the fund managers succeed,” says ZDF WISO. In addition, the active management costs additionally.

ZDF WISO: These tips reduce risk on the stock market

According to the consumer magazine, fees of one percent of the invested amount are already considered uneconomic. To find the right ETF, interested parties can get advice from their bank. However, they often have to remain stubborn , as banks tend to sell actively managed funds. In addition, it makes sense to ask for further investment offers in order to compare the different options.

To minimize the risk, ZDF WISO gives the following tips:

  • Never put everything on one card
  • The shorter the application period, the greater the risks
  • Only invest money that savers can forego for longer
  • Do not invest all assets in stocks
  • Stay rational and make no hasty decisions

Permanently good index funds at Stiftung Warentest

The worldwide market-wide index funds with a very good rating from Stiftung Warentest include, for example:

  • Amundi MSCI World Ucits ETF EUR
  • ComStage MSCI World Ucits ETF
  • db x-trackers MSCI World Ucits ETF 1C
  • iShares Core MSCI World Ucits ETF
  • Lyxor Ucits ETF MSCI World D-EUR
  • Source MSCI World Ucits ETF
  • UBS MSCI World Ucits ETF A

The current fund costs vary between 0.2 percent and 0.45 percent. The return over five years, together with distributions less running costs, ranges from 14.1% to 14.4% depending on the fund.

Tip: Depending on how long you want your money to work for you and how much risk you want to invest, different options are recommended. Find out with a non-binding investment offer which high-yielding options you have when investing.

  • Here are tips and more information about the investment. >
  • Anja Schlicht

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The home help strike was called off when the company paid the payroll with a loan “negotiated” by her

The home help strike was called off when the company paid the payroll with a loan “negotiated” by her

The workers of Multiservicios Jabalcuz, concessionaire of the home help service of Jaén, have definitively canceled the indefinite strike scheduled for the 22nd, once the company has paid two payrolls that were owed from a loan “negotiated” by the responsible for that entity with the bank with which he works.

The workers of Multiservicios Jabalcuz, concessionaire of the home help service of Jaén, have definitively canceled the indefinite strike scheduled for the 22nd, once the company has paid two payrolls that were owed from a loan “negotiated” by the responsible for that entity with the bank with which he works.

This was announced on Thursday at a press conference at the UGT headquarters in Jaén the chairman of the works committee, María del Carmen García, who indicated that the employer had just confirmed that he was already making cash the payment of payroll to from that “credit” that he had negotiated with his bank.

However, the representative of the workers has indicated that from now on they will follow “vigilantes” to verify that the payments are received monthly, a condition that they expect to be carried out if the City Council “meets 50 percent” of the “commitment” that acquired in the Extra-judicial Service of Resolution of Labor Conflicts (Sercla) of the past week, the one of “not diverting” the money received from the Board as a dependency to transfer it entirely to the company, as explained.

The other “50 percent” of the commitment reached by the City Council in the Sercla was, according to the Secretary of Health and Social and Health Services of UGT-Jaén, Miguel Ángel Cazalilla, the financial operation agreed with the Caja Rural that would allow the latter advance 500,000 euros to the City Council and this, in turn, to the company, for the immediate payment of the two payroll owed.

As pointed out this Wednesday, Cazalilla has indicated that the businessman of Multiservicios Jabalcuz has rejected “fully” the “leonine” conditions of that financial operation, since, as he said, he would have to “assume the cost of the operation”, what would suppose an expense of “between 50,000 and 55,000 euros”, also by the interest rate to be paid.

The rejection of this operation is what led him to “negotiate with the bank with which he normally works a credit operation” which is the one that, finally, has allowed him this Thursday to pay the two outstanding payrolls and that costs him ” well less than half “than the” discount line “of the Caja Rural.

“Millionaire” debt

The Secretary of Sociosanitarios Services of UGT-Jaén has emphasized in addition, that the debt that drag the company by the service of home help is of “2.2 million euros”, although “the City Council says that you only owe 700,000 euros, “an amount” more than three times “lower.

Cazalilla attributes that delay to the fact that the government team of José Enrique Fernández de Moya (PP) “has applied the single-cash principle” with the payments received from the Board and has used that money originally intended for home help as that “he thought it was more convenient”, so he would not have paid all the money to the company.

Therefore, Cazalilla expects that from now on the mayor “fulfill his commitment to create a restricted account” for home help, something that “is clear and evident that is not met” currently, and “do not deviate payments” of the Board, which, as the representative of UGT has added, the president of the Andalusian Government, Susana Díaz, affirmed this Wednesday in the Debate of the State of the Community that “they were going to be regular”.

In this regard, has indicated that the concessionaire has guaranteed that “if you remit payments” from the Board with the announced regularity, “will not have any problem in making effective payroll” of the template, despite their debt .

When asked by journalists, the head of Health and Social and Health Services UGT-Jaén has also referred to the judicial dispute currently open between the Board and the City Council on this issue, following the fact that the Consistory denounced last year the agreement of the dependency subscribed with the Autonomous Administration.

Cazalilla recalled that the judge initially in charge of the case, José María Cañada, retired last June, and his replacement, Humberto Herrera, “has recently joined” his new position in the Contentious-Administrative Court number 3 of Jaén, so “it seems that this part almost zero” and can “spend months” before there is a ruling on it, as predicted.


The conflict “tires”

Finally, in the press conference has also intervened Secretary General of UGT-Jaén, Manuel Salazar, who has lamented that for the “thousandth time” the situation of “lack of payment of a few payrolls of workers that month a month they do their work “, a conflict that” tires “when produced” repeatedly “.

In that sense, he remarked that the staff “deserves” to have the “peace of mind” of knowing that “at the end of the month he will collect his salaries which, incidentally, are quite short”, and he has asked himself ” how much incompetence “to reach this situation, in which” it seems that someone is behaving like a trilero “, while” users of the service and workers “attend as” passive spectators “to this conflict.

Salazar concluded by asking on behalf of UGT “good sense” and that “once and for all establish a basis to ensure a service to workers and users, that the company charged in a timely manner, that the City does not divert money from the dependency for other purposes and the Board complies with the commitment that the dependency will be paid no later than 60 days after having performed the service “.

Banker warns: European deposit insurance does not rush

Frankfurt / Main – Frankfurter banker Emmerich Müller warns against a hasty introduction of a joint deposit insurance scheme for savings in Europe. The time is not ripe yet. First, the banks of Europe would have to reduce their legacy.


Picture: European currency 

Frankfurter banker Emmerich Müller warns against too rapid an introduction of cross-border protection of savings in Europe. “In the long run, a joint deposit insurance is part of a banking union, but the time has not yet come,” said the partner of the bank Metzler of the German Press Agency, which was founded in 1674.

Problem loans with a volume of 950 billion euros

“In Europe, we still have a lot of legacy non-performing loans in bank balance sheets, which is blocking not only the development of common European security systems, but also the granting of new loans,” said Müller. EU-wide, the volume of non-performing loans (NPL) according to recent figures still at 950 billion euros.

“It would be unfair to dump the damage already suffered by someone who had nothing to do with the genesis,” said Müller. Often, national policies prevent the problem of bad credit from being better targeted. “We have to be careful that we are not creeping into debt restructuring.”

Savings deposits are already well protected in Germany

In 2015, the European Commission submitted proposals for a European deposit guarantee scheme. For a long time, there was little progress on this point, mainly because of resistance from Germany. In Germany, there are already well-filled pots to secure the bank balances of savers in emergencies. The German financial institutions fear that these reserves would finance losses in other countries. However, by the summer of this year, EU countries are still making substantial progress on the issue.

“Occupy Europe more positively”

“As Germans, we legitimately have the mistrust that other countries want money from us,” said Müller. “On the other hand, we should also bear in mind that we are not only an economic winner of a functioning Europe, but also that since the Second World War we have not had to go to war on our soil, and we owe this to Europe as well.”

Therefore, it was important to “re-occupy the subject of Europe more positively, we must not leave the field to the doubters,” warned Müller. “I expect the new federal government to be a creative actor in Europe’s renewal process and not leave the field to Macron alone.”

In September, President Emmanuel Macron presented a timetable for 2024 that included numerous proposals for far-reaching restructuring of the European Union. Among other things, he wants his own budget and a finance minister for the eurozone. “It would be desirable if we could quickly regain a viable government – precisely because we have to set certain course in Europe,” said Banker Müller.